Youth Summer Camps

Objectives

For a high school student, some key objectives in personal finance and consumer math include:

1. Budgeting
   • Learn how to create a budget and track income and expenses.
   • Understand the importance of saving and setting financial goals.
   • Develop strategies for managing money wisely.
2. Banking:
   • Learn about different types of bank accounts (checking, savings, etc.).
   • Understand how to write checks, make deposits, and maintain a bank account.
   • Learn about interest rates, fees, and other banking-related concepts.
3. Credit and Debt:
   • Understand the basics of credit scores and credit reports.
   • Learn about the responsible use of credit cards and the dangers of excessive debt.
   • Explore strategies for building and maintaining good credit.
4. Investing and Saving:
   • Understand the concepts of simple and compound interest.
   • Explore different saving and investment options (e.g., savings accounts, stocks, bonds).
   • Learn about the importance of long-term financial planning.
5. Consumer Awareness:
   • Develop skills to critically evaluate advertising claims and marketing strategies.
   • Learn about consumer rights and responsibilities.
   • Understand how to comparison shop and make informed purchasing decisions.
6. Financial Literacy:
   • Learn about taxes, payroll deductions, and income sources.
   • Understand the basics of insurance (health, auto, renter’s, etc.).
   • Explore financial planning for major life events (college, buying a home, retirement).
7. Mathematical Applications:
   • Apply mathematical skills to calculate interest, percentages, and discounts.
   • Learn how to create and interpret graphs and charts related to financial data.
   • Develop problem-solving skills to analyze real-world financial scenarios.

Schedule